The main qualification for a short sale is that you are in some type of “financial hardship.” This can include: loss of employment or income, divorce or separation, relocation or job transfer, major illness and medical expenses, high dollar repairs without the resources to make them, increased bills or higher living expenses. A good rule of thumb is that a short sale is not for those who simply “want” to sell, but only for those who “have” to sell. You typically must prove your inability to pay your mortgage each month, however many lenders have become more lenient and will make exceptions sometimes for homeowners who are not even in hardship. Fill out our short form for a quick home evaluation.