Your journey to homeownership starts with us

Rent your dream home while we help you save for a down payment. You can buy the home from us whenever you’re ready, or walk away and cash out your savings.

Our Mission

Make homeownership accessible to everyone

Too many of us are unable to buy a home due to high home prices, stagnant wages, and strict mortgage approvals. We believe in leveling the playing field by making it possible to enjoy the benefits of owning a home sooner rather than later.

Divvy in a nutshell

Some call it rent-to-own, but we’re a new kind of real estate company that makes it possible for you to build your wealth while living in your dream home.

Apply in minutes

It’s free, fast, and won’t impact your credit score. Once you qualify, receive a home budget and start shopping.

Choose your dream home

Don’t settle for less. With Divvy, you get to pick the home, and we buy it for you.

Rent while you prepare to buy

You’re not in this alone. Rent the home from us and build your savings while we help you get mortgage-ready.

Made just for you

Build your savings

Saving up can be tough. That’s why we built automatic savings into the program–so you can build up your down payment little by little while you rent the home. Buy the home from us whenever you’re ready, or walk away and cash out your savings.

Keep your flexibility

We get that life happens. Divvy gives you the benefits of homeownership without a 30-year commitment. We keep things flexible for your changing life.

Come as you are

Your finances are unique. That can make mortgage approval tricky. Not to worry. We fight for everyone to get a shot at homeownership. No judgment, just solutions.

When our business struggled, we fell on hard times. But we bounced back and we wanted to buy a home again. Divvy gave us the opportunity to do that and we’re so grateful.
Nash & Pam

We moved to a new city and found a wonderful neighborhood. But the mortgage was a problem. Divvy was willing to work with us so we could still get the home we wanted.
Trennessa & David


Recent Press

“New Paths to Homeownership”

“Rent-to-own options: Move-in now, buy later.”

“Funding the American Dream”

“Real impact on wealth creation in America”

“A digital take on the old
rent-to-own model”